The pensions dashboard has been talked about across the industry for a long time and now nears implementation with DWP’s consultation ending in January 2019.
In considering the objectives of the dashboard and the functionality that may be required to deliver on those, it’s essential that sufficient thought is applied to the key actuarial aspects underpinning effective communication of different pension benefits. Part of this debate is the difficulty of obtaining the necessary comparability between different types of benefits as well as consistency with current pension communications. Achieving this in a way that is understandable to individuals must now quickly identify how the plethora of risks, options, guarantees and personal choices in the UK pensions market can be translated and underpinned by provision of a data set that is held by pension schemes and providers.
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