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CMI reports

The CMI has not issued any CMI reports since CMIR 23 (2009)

All subsequent work has been published via CMI Working Papers

Full CMI outputs, such as working papers and tables, issued after 1 March 2013 are only available to organisations that subscribe to the CMI

CMI Report 23 (2009) Graduations of the 1999-2002 life office mortality experiences: the 00 series tables
Erratum (added 5 May 2011): Formula (1) on page 22 of CMI Report 23 is incorrect. This erratum gives the corrected formula.
CMI Report 22 (2005) Sickness experience 1999-2002 for individual income protection policies
CMI Report 21 (2004) The mortality of holders of permanent (whole life and endowment) policies of assurance 1999-2002; The mortality of holders of temporary assurances issued in the United Kingdom, 1999-2002; The mortality of immediate annuitants, holders of retirement annuity policies, and holders of personal pension plans 1999-2002; The mortality of pensioners in insured group pension schemes 1999-2002; The mortality of smokers and non-smokers 1999-2002
CMI Report 20 (2001) The mortality in 1987-90 and 1991-94 of lives assured under permanent (whole life and endowment) assurances, according to cause of death; Mini-graduations of the mortality experience of smokers and non-smokers for assured lives; The mortality of impaired assured lives, 1987-98; A report on a pilot investigation into the mortality experience of pensioners of self-administered pension schemes; Inter-office comparisons; Sickness experience 1995-98 for individual income protection policies; Sickness experience 1995-98 for group income protection policies
CMI Report 19 (2000) The mortality of holders of permanent (whole life and endowment) policies of assurance 1995-98; The mortality of holders of temporary assurances issued in the United Kingdom 1995-98; The mortality of immediate annuitants, holders of retirement annuity policies and holders of personal pension plans 1995-98; The mortality of pensioners in insured group pension schemes 1995-98; The mortality of smokers and non-smokers 1995-98; Tables of mortality for pensioners combined based on the 1991-94 experience; Extension to young ages of the "92" series tables for assured lives
CMI Report 18 (2000) Sickness experience 1991-94 for individual PHI policies; Sickness termination experience 1991-94 for group PHI policies; An analysis of the PHI experience of individual companies in the United Kingdom I: claim inception rates; An analysis of the PHI experience of individual companies in the United Kingdom II: claim termination rates
CMI Report 17 (1999) Standard tables of mortality based on the 1991-94 experiences; The distribution of policies per life assured
CMI Report 16 (1998) The mortality of holders of permanent (whole life and endowment) policies of assurance 1991-94; The mortality of holders of temporary assurances issued in the United Kingdom, 1991-94; The mortality of immediate annuitants, holders of retirement annuity policies, and holders of personal pension plans 1991-94; The mortality of pensioners in insured group pension schemes 1991-94; The mortality of smokers and non-smokers 1991-94; The mortality of impaired assured lives, 1983-94; Proposed new tables for life office pensioners, normal, male and female, based on the 1991-94 experiences; Sickness experience 1987-90 for group PHI policies
CMI Report 15 (1996) Claim inception rates under PHI policies, individual 1975-90 and group 1975-86; Recovery and mortality rates of those claiming under PHI policies, individual 1975-90 and group 1975-86; Sickness experience 1983-86 for individual PHI policies; Sickness experience 1979-82 and 1983-86 for group PHI policies
CMI Report 14 (1995) The mortality of assured lives. pensioners and annuitants, 1987-90; The mortality of smokers and non-smokers, 1988-90; Mini-graduations of the mortality experience of assured lives, pensioners and annuitants, 1987-90; The mortality of impaired assured lives, 1983-90; The mortality of impaired lives 1987-90 according to cause of death; The mortality of retirement annuitants under approved pension; Arrangements in the Republic of Ireland. 1986-91; Sensitivity analysis in a multiple state model for permanent health insurance
CMI Report 13 (1993) The mortality of assured lives, pensioners and annuitants, 1983-86: update; Mortality in 1983-86 according to cause of death; Mortality tables based on the combined pensioners experience.1979-82; Mini-graduations of the mortality experiences of assured lives, pensioners and annuitants, 1983-86; The mortality of smokers and non-smokers, 1988-89; Inter-office comparisons; Calculation of continuation tables and allowance for non-recorded claims based on the PHI experience 1975-78
CMI Report 12 (1991) The analysis of permanent health insurance data
CMI Report 11 (1991) The mortality of assured lives, pensioners and annuitants 1983-86; The mortality of pensioners and annuitants 1979-84 according to cause of death; The mortality of impaired lives 1983-86; The mortality of impaired lives 1983-86 according to cause of death; Sickness experience 1979-82 for individual PHI policies
CMI Report 10 (1990) Standard tables of mortality based on the 1979-82 experiences
CMI Report 9 (1988) The graduation of the 1979-82 mortality experiences; Mortality in 1979-82 according to cause of death
CMI Report 8 (1986) Mortality of assured lives, pensioners and annuitants 1979-82; Impaired assured lives investigation; The distribution of policies per life assured; The CMI Bureau: history of computerisation and development of services; Cause of disability: individual PHI policies 1975-78; Sickness experience 1975-78 for group PHI policies
CMI Report 7 (1984) Sickness experience 1975-78 for individual PHI policies
CMI Report 6 (1983) Graduation of the mortality experience of female assured lives 1975-78; History and development; Abridged list of diseases; On a possible graduation of the Irish assured lives mortality experience; Notes on duplicates among linked policies
CMI Report 5 (1981) Mortality of assured lives 1975-78; Mortality of immediate annuitants 1975-78; Mortality of pensioners under life office pension schemes 1975-78; Mortality during 1975-78 of purchasers of retirement annuities under the provisions of the Finance Act, 1956; Mortality of assured lives 1975-78, according to cause of death; a(55) tables: q(x) at high ages; Sickness experience 1973-76 for group policies
CMI Report 4 (1979) Sickness experience 1972-75 for individual policies
CMI Report 3 (1977) Proposed standard tables for life office pensioners and annuitants; Mortality of assured lives 1971-74; Mortality of immediate annuitants 1971-74; Mortality of pensioners under life office pension schemes 1971-74; Mortality during 1971-74 of purchasers of retirement annuities under the provisions of the Finance Act, 1956; Mortality of assured lives 1971-74, according to cause of death; Investigation of sickness statistics - individual policies 1974 and 1975
CMI Report 2 (1976) Investigation of sickness statistics - individual policies 1972 and 1973; The graduation of pensioners and of annuitants mortality experience 1967-70
CMI Report 1 (1973) History and development; Mortality of assured lives 1967-70; Mortality of immediate annuitants 1967-70; Mortality of pensioners under life office pension schemes 1967-70; Mortality experienced during the period 1967-70 by purchasers of retirement annuities under the provisions of the Finance Act, 1956; Mortality of assured lives 1967-70, according to cause of death

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Events calendar

  • Pensions Conference 2019

    Bristol Marriott Hotel City Centre, 2 Lower Castle Street, Old Market, Bristol, BS1 3AD
    18-19 June 2019
    Spaces available

    Five plenaries and 13 workshops cover current topics and industry trends in the Pension sector with the opportunity to develop your network at the pre-conference evening dinner (18 June).  There is also a day ticket option available for the 19 June. 

  • KSS event – FinTech and The Actuarial Profession

    EY, Atria One, 144 Morrison Street, Edinburgh
    19 June 2019

    Spaces available

    This KSS talk from FinTech Scotland's CEO will explore the mission to create an integrated Fintech ecosystem through provision of funding, support, infrastructure and talent that recognises and responds to the needs of all stakeholders - and the overarching aim for Scotland to be one of the top 5 Fintech global leaders by 2020.

    To book your place, please email Barry_Shannon@standardlife.com 

  • Current Issues in General Insurance (CIGI) 2019

    Inmarsat, 99 City Road, London, EC1Y 1BJ
    19 June 2019

    Fully booked.

    CIGI is a well-established one-day seminar designed to increase awareness and encourage discussion on a variety of topical issues across the general insurance industry. 

    There will be an excellent and diverse line-up of speakers to provide a variety of perspectives and challenge covering technical and professional areas. 

  • Cass Event – New Thinking about Deferred Annuities

    Cass Business School, Executive Education Facilities 200 Aldersgate St, London EC1A 4HD
    25 June 2019

    Spaces available

    Our motivation for discussing this important subject comes from some exciting recent research which has analysed the impact of behavioural factors on the decision to purchase an annuity. This work has shown that behavioural factors can explain the well-known low demand for immediate annuities but this research also identifies an important opportunity in relation to deferred annuities (DA). The research suggests that these factors lead to positive incentives to purchase a DA and that, for longer deferred periods, a DA could be an attractive product for both consumers and insurers.

  • IFoA/SAS Joint Professional Skills Training – Singapore

    Room 903, NTUC Centre, Level 9, One Marina Boulevard, Singapore 018989
    25 June 2019

    Spaces available

    The Institute and Faculty of Actuaries (IFoA) and Singapore Actuarial Society (SAS) are organising a joint Professional Skills Training (PST) in Singapore. This session is suitable for actuaries working in any area (i.e. it is not specifically aimed at Life, GI or any other technical discipline) and is interactive, so you should come along prepared to take part in the discussions.

  • Webinar Series: Risk and Investment Conference 2019, 26 June

    These are online webinar events.
    26 June 2019

    Spaces available

    The IFoA’s Risk Management and Finance and Investment Boards are delighted to host a series of webinars covering a range of topical and trending topics ranging from climate related risks to Brexit.

  • AGM and Presidential Address 2019 + Volunteer and Member Drinks Reception

    The Hub  Castlehill Edinburgh EH1 2NE
    26 June 2019

    Spaces available

    Notice is hereby given that the ANNUAL GENERAL MEETING of the INSTITUTE AND FACULTY OF ACTUARIES will be held at The Hub, Edinburgh on Wednesday 26 June 2019 at 16.30 (Preceded by tea from 16.00) and followed by a PRESIDENTIAL ADDRESS given by John Taylor.

  • IFAM event - Actuarial Teachers’ & Researchers’ Conference 2019

    Institute for Financial and Actuarial Mathematics Department of Mathematical  Sciences The University of Liverpool Mathematical Sciences Building Peach Street Liverpool, L69 7ZL
    27 June 2019 - 29 June 2019

    Spaces available

    The Institute for Financial and Actuarial Mathematics (IFAM) at the University of Liverpool is pleased to host the 2019 Actuarial Teachers’ and Researchers’ Conference from 27-28 June 2019. This annual two-day event has been running annually now for many years, each time hosted by a different university, and provides all those interested in actuarial research and education a great opportunity to share their ideas and catch up on the latest developments.

  • IFoA/ASM Joint Professional Skills Training – Kuala Lumpur

    Menara AIA, Auditorium, 99 Jalan Ampang, 50450, Kuala Lumpur
    28 June 2019

    Spaces available

    The Institute and Faculty of Actuaries (IFoA) and Actuarial Society of Malaysia (ASM) are organising a joint Professional Skills Training (PST) in Kuala Lumpur. This session is suitable for actuaries working in any area (i.e. it is not specifically aimed at Life, GI or any other technical discipline) and is interactive, so you should come along prepared to take part in the discussions.

  • SIAS: The Impact of Air Pollution on Health and Life Expectancy

    Staple Inn Hall, High Holborn, London, WC1V 7QJ
    2 July 2019

    Spaces available

    Air pollution has gained increasing attention lately. Nicola Oliver, head of longevity and mortality research for Medical Intelligence, will discuss not only the impacts of air pollution on health and life expectancy but also how as an industry we should be addressing it.

  • Spaces available

    The actuarial profession has much to offer the world of banking. In this webinar actuaries with experience in various fields of banking will talk about the opportunities there are in banking; describing the actuarial aspects of the work they do as well as other roles within their area of banking.

  • Implications of 2019 IFRS 17 Exposure Draft

    Staple Inn Hall, High Holborn, London, WC1V 7QJ
    24 July 2019

    Spaces available

    Towards the end of June, the International Accounting Standards Board (IASB) is expected to publish an Exposure Draft (ED) of limited changes to its insurance contracts standard IFRS 17, effective date 2022. To help IFoA members, the IFoA’s cross-practice Financial Reporting Group (FRG) is hosting an event at Staple Inn covering these developments. 

    For more information on the FRG please visit this webpage

  • KSS event – The Regulatory Perspective

    Deloitte Saltire Court 20 Castle Terrace Edinburgh EH1 2EG
    5 September 2019

    Spaces available

    This KSS talk, presented by the FCA Head of Department in Scotland, will focus on the following 3 main areas:

    • FCA business plan priorities
    • The future of regulation
    • FCA Engagement in Scotland
  • Sessional Research Event - Risk Margin Working Party

    Staple Inn Hall, High Holborn London, WC1V 7QJ
    9 September 2019

    Spaces available

    For life insurers in the UK, the risk margin is one of the most controversial aspects of the Solvency II regime. Following its implementation, the risk margin came under considerable criticism for being too large and too sensitive to interest rate movements. These criticisms are particularly valid for annuity business – such business is of great significance to the national system for retirement provision. This criticism has led to political interest, and the risk margin was a major element of the Treasury Committee inquiry into Solvency II.

  • GIRO Conference 2019

    EICC, The Exchange, 150 Morrison St, Edinburgh EH3 8EE
    24-26 September 2019
    Spaces available

    GIRO is attended annually by over 800 delegates and speakers who are keen to discuss key topics such as Pricing, Reserving, Modelling and the future of the insurance industry. GIRO 2018 was a huge success and we have opened bookings early for what we hope will be another brilliant conference at the EICC in Edinburgh this year. 

     

  • Life Conference 2019

    The Convention Centre Dublin, Spencer Dock, North Wall Quay, Dublin 1
    20-22 November 2019
    Spaces available

    The Life Conference is the premier event for professionals interested in life insurance.  Offering a wide range of workshops and plenary sessions it’s the perfect opportunity to discover what’s hot and current in life insurance ensuring you get up to date on the latest thinking and innovation whilst meeting and exchanging ideas with a broad range of professionals.

  • Autumn Lecture 2019, London - Rt Hon Nicky Morgan MP

    Lincoln's Inn The Treasury Office, London WC2A 3TL
    2 December 2019

    Spaces available

    The IFoA is pleased to announce that this year’s Autumn Lecture will feature the Rt Hon Nicky Morgan MP as its guest speaker.  Nicky has previously served as Financial Secretary to the Treasury and Minister for Women. She now chairs the Treasury Select Committee whose remit is to examine the expenditure, administration and policy of HM Treasury, along with all of its agencies and associated bodies.